This page is the master list of sources for the whole of savings.sg. "Date" is the publication or update date shown on the document or page; where a page carries no date, the month it was accessed is given. In the "Type" column, primary means original text from an official body or the institution concerned, and secondary means a restatement or interpretation by the media, a law firm or a third party.

How to use this list and how it is updated

Every rate, limit and tax statement on this site is dated. When checking them, bear three points in mind. First, rate figures change monthly or even weekly: bank fixed deposit and bonus-interest rates, T-bill cut-off yields and current SSB coupons represent only the date shown in the table, and the institution's latest page takes precedence. Second, rule figures are adjusted periodically: the deposit insurance cap, SRS contribution caps, CPF interest rate floors, the statutory retirement age and similar figures are published by the government or statutory boards, and when they change this site updates the relevant pages and this list. Third, tax statements apply only to Singapore: the non-taxable treatment under IRAS and MAS rules does not reflect how other jurisdictions treat the same income, and cross-border readers must take professional advice where they live.

Update frequency What is rechecked Relevant pages
Monthly Promotional fixed deposit rates, T-bill auction results, current SSB coupons compare, fixed-deposits, t-bills, singapore-savings-bonds
Quarterly CPF interest rates, bonus-interest account terms, MAS Monetary Policy Statement cpf-srs-newcomers, high-interest-savings-accounts, multi-currency-fx
Annually SRS caps and withdrawal rules, deposit insurance and PPF limits, IRAS tax pages cpf-srs-newcomers, deposit-protection, savings-insurance-role

Regulator: Monetary Authority of Singapore (MAS)

Institution Title Date Link Purpose Type
MAS Notice FAA-N11 Notice on Dual Currency Investments Issued 2005-12-02; last revised 2021-06-28 mas.gov.sg Prohibits financial advisers from describing dual currency investments as deposits when presenting them to non-Accredited Investors; principal may be repaid in another currency Primary
MAS Compare Products for Individuals 2026-10 (accessed) mas.gov.sg Terms, minimum amounts, limits and CPF / SRS eligibility for SGS bonds, T-bills and SSBs Primary
MAS SGS T-bills: Information for Individuals 2026-10 (accessed) mas.gov.sg Uniform price auctions, S$1 million cap on non-competitive bids, application channels, price risk, eligibility including non-residents Primary
MAS For Individuals — Buy SGS Bonds and T-bills at Auction 2026-10 (accessed) mas.gov.sg Bank channel cut-off times; unsuccessful application monies refunded 1–2 business days after the auction Primary
MAS T-bills FAQs 2026-10 (accessed) mas.gov.sg Timing of cash / SRS / CPF debits, non-competitive bids capped at 40% of the issue size in total, discount returned 1–3 business days after the auction, where maturity proceeds go Primary
MAS SGS Bonds and Bills Statistics (queried by issue code; the example link is BS26121N, and BS26119F is queried in the same database) Auctions from 2026-09-24 to 2026-10-22 eservices.mas.gov.sg Cut-off, median and average yields, total bids and amounts allotted for 6-month T-bills Primary
MAS SGS Bonds and Bills Statistics (BS26120W) Auction of 2026-10-08 eservices.mas.gov.sg Cut-off yield of 1.90% for the 6-month T-bill auctioned on 2026-10-08 (reference for the fixed deposits page) Primary
MAS Singapore Savings Bonds FAQs (Updated as of March 2026) 2026-03-16 mas.gov.sg Foreigners may buy SSBs, accounts required, minimum age of 18, S$2 fee, interest not taxed, allotment under the issue limit, application and redemption windows Primary
MAS Singapore Savings Bonds 2026-10 (accessed) mas.gov.sg How interest rates are set, when redemption proceeds are paid Primary
MAS Application for Singapore Savings Bonds (GX26110X) 2026-10-01 mas.gov.sg November 2026 issue coupons of 1.67%–3.08%, 10-year average of 2.45% a year, issue size of S$400 million, closing 2026-10-27 at 9pm Primary
MAS Code on Collective Investment Schemes (Appendix 2: Money Market Funds) 2026-07-02 (last revised) mas.gov.sg Permitted investments for money-market funds, derivatives for hedging only, the 90% asset requirement, maturity and liquid asset requirements, naming rules Primary
MAS Tax for Singapore Government Securities 2023-06-23 mas.gov.sg SGS interest and discount gains exempt from income tax for individuals (except through a partnership or a trade or business); no capital gains tax Primary
MAS Payments Service Licensing FAQs 2024-04-29 (last updated) mas.gov.sg Payment services licence classes, e-money is not a deposit, major payment institutions must safeguard customer money, encouragement to deal with listed institutions Primary
MAS Financial Institutions Directory 2026-10 (accessed) eservices.mas.gov.sg Licence checks for remittance and e-wallet providers Primary
MAS Monetary Policy Framework; Monetary Policy FAQs 2026-10 (accessed) mas.gov.sg The Singapore dollar nominal effective exchange rate (S$NEER) as the intermediate target of monetary policy Primary
MAS MAS Monetary Policy Statement — October 2026 2026-10-14 mas.gov.sg Slope, width and centre of the policy band unchanged; inflation forecasts for 2026–2027 Primary

Deposit and policy protection: Singapore Deposit Insurance Corporation (SDIC) and LIA

Institution Title Date Link Purpose Type
SDIC Deposit Insurance FAQs 2026-10 (accessed) sdic.org.sg S$100,000 in aggregate per depositor per member institution; how joint, trust, sole proprietorship, partnership and CPFIS / CPFRS / SRS deposits are calculated; foreign-currency deposits, structured deposits and investment products not covered Primary
SDIC Scope of DI Coverage 2026-10 (accessed) sdic.org.sg Insured deposits must be Singapore-dollar deposits with the Singapore branch of a member institution; items not covered Primary
SDIC PPF Entitlement 2026-10 (accessed) sdic.org.sg Guaranteed surrender value cap of S$100,000 for life policies, guaranteed sum assured of S$500,000, cap of S$100,000 on the value of guaranteed annuity benefits, guaranteed benefits only Primary
LIA FAQ — Policy Owners' Protection 2026-10 (accessed) lia.org.sg PPF cover is automatic; vested bonuses on participating policies count as guaranteed benefits Primary

Consumer education: MoneySense (MAS)

Institution Title Date Link Purpose Type
MoneySense Understanding deposit insurance 2026-09-28 moneysense.gov.sg Deposit insurance up to S$100,000 per depositor per bank; list of items not covered Primary
MoneySense Understanding bank accounts 2026-09-28 moneysense.gov.sg Early fixed deposit withdrawal may earn no interest or return less than principal; early account closure fees Primary
MoneySense Understanding structured deposits 2026-07-02 moneysense.gov.sg Structured deposits not covered by deposit insurance or the PPF Primary
MoneySense Understanding bonds 2026-10-14 moneysense.gov.sg Source of credit for government bonds, prices move with interest rates, bonds not covered by deposit insurance Primary
MoneySense Understanding Endowment Insurance 2026-09-28 moneysense.gov.sg Endowment policies should not be treated as fixed deposits, early termination may not return all premiums paid, common terms Primary
MoneySense Unit trusts: Guide to pricing and fees 2026-07-15 moneysense.gov.sg Funds must come with a prospectus and PHS, NAV usually calculated daily, types of fees and TER Primary

CPF and tax: CPF Board, IRAS

Institution Title Date Link Purpose Type
CPF Board How do I start investing my CPF OA savings in T-bills under CPFIS-OA? 2024-11-19 cpf.gov.sg Conditions for buying T-bills with CPF OA savings, first S$20,000 kept aside, debits and return of funds Primary
CPF Board If my foreign employees request to contribute to CPF, can I make CPF contributions for them? 2026-04-20 cpf.gov.sg Foreign employees exempt from CPF since 2003-01-01 Primary
CPF Board I have just obtained my Singapore Permanent Resident status, do I need to contribute CPF? 2026-10 (accessed) cpf.gov.sg Graduated rates for new PRs in the first two years (this site does not cite specific percentages) Primary
CPF Board Government extends 4 per cent interest rate floor on SMRA monies until 31 December 2027 2026-09-22 cpf.gov.sg Q4 2026 floors of 2.5% for the OA and 4% for SMRA Primary
IRAS What is taxable, what is not — Interest 2026-10-15 iras.gov.sg Interest on deposits with approved banks in Singapore not taxed for individuals; when it is taxed Primary
IRAS What is taxable, what is not — Dividends 2026-02-27 iras.gov.sg Distributions from Singapore unit trusts generally not taxed for individuals Primary
IRAS SRS contributions and tax relief 2026 (YA 2026 basis) iras.gov.sg Annual SRS caps of S$15,300 / S$35,700, 31 December deadline, overall relief cap of S$80,000 Primary
IRAS Tax on SRS withdrawals 2026-09-03 iras.gov.sg Statutory retirement age of 64 (from 2026-07-01), 50% taxable, 5% penalty on early withdrawal, lump-sum withdrawal for foreigners after 10 years, 24% withholding for non-residents and the 15% concessionary arrangement Primary
IRAS CRS Overview and Latest Developments 2026-09-09 iras.gov.sg Amended CRS effective from 2027-01-01 Primary
IRAS IRAS e-Tax Guide: Common Reporting Standard (Fifth Edition) 2026-08-11 iras.gov.sg Cash value insurance contracts are reportable financial accounts Primary

Statistics and overseas regulators: SingStat, HKMA

Institution Title Date Link Purpose Type
SingStat Household Sector Balance Sheet, Second Quarter 2026 (press release PDF, Table 1) 2026-08-25 singstat.gov.sg Financial assets at 57.7% of total household assets (2Q 2026) Primary
HKMA Implementation of first phase of enhancement measures of Deposit Protection Scheme 2024-10-01 hkma.gov.hk Hong Kong deposit protection limit raised from HK$500,000 to HK$800,000 from 2024-10-01 Primary

Official bank and institution pages (examples of terms, changing monthly)

The pages below serve only as examples of how to read the terms and are not a ranking or recommendation; rates follow the bank's page on the day.

Institution Title Date Link Purpose Type
GXS Bank Are my deposits with GXS protected or insured? 2026-10 (accessed) help.gxs.com.sg Example showing that digital bank deposits can also be covered by deposit insurance Primary
UOB UOB One Account Effective 2025-12-01 (accessed 2026-10) uob.com.sg Example of tiered interest and criteria on a bonus-interest account Primary
OCBC OCBC 360 Account 2026-10-23 (accessed) ocbc.com Example of a standard maximum of 4.45%, a limited-time maximum of 4.70% from 2026-08-01 to 12-31, bonus categories and balance caps Primary
DBS DBS Multiplier Account 2026-10-23 (accessed) dbs.com.sg Example of an "up to 4.1%" headline rate, the tiers illustrated on the page and fall-below fees Primary
UOB Singapore Dollar Time / Fixed Deposit Rates 2026-09-23 uob.com.sg Example of promotional and board rates on Singapore-dollar fixed deposits (promotion until 2026-10-31) Primary
OCBC Fixed Deposit Account 2026-10-23 (accessed) ocbc.com Example of Singapore-dollar and foreign-currency fixed deposit rates, minimum amounts and early termination terms Primary

Media, law firms and third-party compilations (secondary sources)

Institution Title Date Link Purpose Type
Allen & Gledhill MAS to increase maximum deposit insurance coverage from S$75,000 to S$100,000 from 1 April 2024 2023-10-30 allenandgledhill.com Deposit insurance cap raised from S$75,000 to S$100,000 from 2024-04-01 (announced by MAS on 2023-09-22) Secondary
Allen & Gledhill MAS raises stock cap and flow cap on personal e-wallets 2024-01-17 allenandgledhill.com Personal e-wallet stock cap of S$20,000 and flow cap of S$100,000 (current regulations take precedence) Secondary
Beansprout 6-month T-bill auction results, 22 October 2026 (BS26121N) 2026-10-22 growbeansprout.com Supplementary compilation of T-bill auction results, with figures matching MAS statistics Secondary
The Asset Singapore sees robust fund flows, but investors seek safety first 2025-09-03 theasset.com Describes the trend of higher inflows into Singapore money-market and fixed income funds in Q2 2025 Secondary

If you find a citation on this site that is wrong or out of date, please let us know through the contact details on this site, and we will check the original and update it.

Sources and dates

  1. Deposit Insurance FAQs — Singapore Deposit Insurance Corporation (SDIC) · 2026-10 (accessed)
  2. Compare Products for Individuals — Monetary Authority of Singapore (MAS) · 2026-10 (accessed)
  3. What is taxable, what is not — Interest — Inland Revenue Authority of Singapore (IRAS) · 2026-10-15
  4. Government extends 4 per cent interest rate floor on SMRA monies until 31 December 2027 — CPF Board · 2026-09-22